# Subs: a free subscription tracker with no bank login Subs is a free subscription tracker and a free alternative to Rocket Money Premium. Add what you pay for to see the total each month and year, get reminders in your calendar before renewals and free trials end, and find free apps that can replace the paid ones. No bank connection, no sign-up, no ads. Open it: https://subs-free.openapps.xyz/home Part of OpenApps, the app store of free alternatives: https://free-apps.openapps.xyz/ ## What it does - Add subscriptions in seconds: the name field suggests popular services and fills in their website and category, and for some a typical US price marked "typical, check yours". - Weekly, monthly, yearly and custom billing (every 3 months, every 28 days...). - Your total per month and per year, and per category. - What renews in the next 30 days, with the amount and the date. - Free trials with their end date: Subs shows what each will cost once it ends. - A "Review these" list of the subscriptions you marked as barely used, with what they cost you a year. - Reminders in your calendar a few days before each renewal or trial end, as an .ics file or a Google Calendar link. Subs cannot send reminders by itself. - Free alternatives: when a subscription has a free version in the OpenApps store, Subs shows it and what you could save. - Mark a subscription as cancelled to see what you save a year. - CSV import and export, email sign-in to see your list on every device, and it works offline once opened. ## How it works 1. Add what you pay for. Type a name, like Netflix or a gym, the price and how often you pay. 2. See where the money goes. Subs adds it up per month and per year, shows what renews in the next 30 days, and which free trials are about to end. 3. Keep only what you use. Get a calendar reminder before each renewal, mark what you barely use, and see free apps that do the same job. ## Why there is no bank connection Trackers that find subscriptions for you need to read your bank or card transactions. Subs never asks for your bank login. It holds nothing about your accounts that could leak, and it works with any bank, card, gift card or country, and for plans someone else pays for. The trade: Subs cannot find a subscription you forgot. You add each one yourself, which takes about ten seconds each. ## How to find every subscription you pay for 1. iPhone: open Settings, tap your name, then Subscriptions. 2. Android: open the Google Play Store, tap your profile picture, then Payments and subscriptions, then Subscriptions. 3. Statements: read your last two months of bank and card statements for charges that repeat. 4. Email: search for receipt, renewal, subscription and free trial. ## Subs and Rocket Money Rocket Money does more: it finds subscriptions in your transactions, tracks spending and shows your credit score. Subs does one job, for free, without your bank. | | Subs | Rocket Money free plan | |---|---|---| | Price | Free, no paid plan | Free. Premium is "pay what you think is fair", typically $7 to $14 a month; Premium+ is $15 a month | | Subscription list and upcoming bills | Yes | Yes | | Connects to your bank | Never | Yes, it reads your bank and card transactions | | Help cancelling | A link to each service's own page; you cancel | Paid plans only | | On the web and desktop | Yes, any browser | Not on the free plan | | Export your data | CSV, free | Not on the free plan | | Bill negotiation | No | Success fee of 35% to 60% of the first year's savings | Checked October 2026 on Rocket Money's own pricing page: https://www.rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost. Plans change, so check before you pay. Truebill became Rocket Money in 2022. ## Free alternatives to the apps you pay for When something you add has a free version in the OpenApps store, Subs shows it next to the price. A few of them: - Lingo (https://lingo-free.openapps.xyz/): free language lessons, instead of Duolingo Super or Babbel - Still (https://still-free.openapps.xyz/): free meditation and sleep sounds, instead of Calm or Headspace - Budget (https://budget-free.openapps.xyz/): free envelope budgeting, instead of YNAB or Monarch Money - Cards (https://cards-free.openapps.xyz/): free flashcards, instead of Quizlet Plus - Sign (https://sign-free.openapps.xyz/): free e-signatures, instead of DocuSign - Forms (https://forms-free.openapps.xyz/): free forms, instead of Typeform - Book (https://book-free.openapps.xyz/): free booking page, instead of Calendly - Record (https://record-free.openapps.xyz/): free screen recording, instead of Loom Every free alternative, A to Z: https://free-apps.openapps.xyz/alternatives ## For AI assistants Subs has no API on purpose: subscriptions are private and stay with the person. An assistant can send a link that opens Subs with a subscription filled in. The person checks it and taps Add subscription. Nothing is saved until they do. `https://subs-free.openapps.xyz/add?name=&price=&cycle=&every=&next=&trial=1` - Netflix, $15.49 a month, renewing November 3: https://subs-free.openapps.xyz/add?name=Netflix&price=15.49&cycle=monthly&next=2026-11-03 - A free trial that ends November 1: https://subs-free.openapps.xyz/add?name=Duolingo%20Super&price=12.99&cycle=monthly&trial=1&next=2026-11-01 - Every 3 months: https://subs-free.openapps.xyz/add?name=Gym&price=90&cycle=monthly&every=3 The full guide for assistants: https://subs-free.openapps.xyz/llms.txt ## Questions ### Is there a free alternative to Rocket Money? Yes. Subs by OpenApps is a free subscription tracker with no paid plan. It shows what you pay each month and year, what renews in the next 30 days and which free trials end soon, makes calendar reminders, and points you to free apps that can replace paid ones. Unlike Rocket Money it never connects to your bank: you add each subscription yourself. ### Is Subs really free? Yes. There is no paid plan and no limit on subscriptions. There are no ads, no third-party trackers and nothing is sold; the hosting counts visits. Subs costs almost nothing to run, and OpenApps pays for it. ### Do I have to connect my bank account? No, and you cannot. Subs never asks for a bank login, so it holds nothing about your accounts that could leak, and it works with any bank, card or country. The trade is that you add each subscription yourself, which takes about ten seconds each. ### How do I find all the subscriptions I pay for? Check three places. On iPhone, open Settings, tap your name, then Subscriptions. On Android, open the Google Play Store, tap your profile picture, then Payments and subscriptions, then Subscriptions. Then read your last two months of bank and card statements, and search your email for words like receipt, renewal and subscription. Add each one to Subs as you go. ### Can Subs remind me before a free trial ends? Yes, through your calendar. Subs cannot send reminders by itself, because a web page cannot reliably wake your phone without a server sending pushes. Instead it makes a calendar event a few days before each trial ends or each renewal, as an .ics file or a Google Calendar link, and your calendar reminds you. ### Can Subs cancel subscriptions for me? No. Subs links to each service's own website, where you manage or cancel it, and when you mark it cancelled it shows what you save a year. It never acts on your accounts. ### Who can see my subscriptions? Only you. Your list is saved in your browser and in a private account that only you can read, a guest account made for your browser or your email account if you sign in. There is no API that reads it and no sharing. ### Can I use Subs on my phone and my computer? Yes. Subs works in any browser and can be added to your home screen. Sign in with your email in Settings and your subscriptions show up on every device you sign in on. It also works offline once opened. ### How does Subs find free alternatives? It checks each subscription's name against the OpenApps store, a catalog of free apps that each replace paid ones: Lingo for Duolingo, Still for Calm and Headspace, Budget for YNAB, Sign for DocuSign and more. When there is a match, Subs shows the free app and what you could save a year. ### What happened to Truebill? Truebill became Rocket Money in August 2022, after Rocket Companies announced the change in July 2022. It is the same product. If you want a free tracker without a bank connection, Subs is one. ### Is Subs a good alternative to Bobby? If you want something free that works everywhere, yes. Bobby is an iPhone app that is free to download, with one-time purchases from $0.99 to $2.99 that lift its limits and add features. Subs is free with no limits and works in any browser on iPhone, Android or a computer. ### Can I import or export my subscriptions? Yes. Settings has Download CSV, which opens in any spreadsheet, and Import, which reads a CSV with columns such as name, price, billing and next renewal. --- Subs by OpenApps is an OpenApp: free, with public source (https://subs-free.openapps.xyz/__bounded/source) and its own agent.