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{"@type":"Question","name":"Is there a free alternative to Rocket Money?","acceptedAnswer":{"@type":"Answer","text":"Yes. Subs by OpenApps is a free subscription tracker with no paid plan. It shows what you pay each month and year, what renews in the next 30 days and which free trials end soon, makes calendar reminders, and points you to free apps that can replace paid ones. Unlike Rocket Money it never connects to your bank: you add each subscription yourself."}},
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{"@type":"Question","name":"Do I have to connect my bank account?","acceptedAnswer":{"@type":"Answer","text":"No, and you cannot. Subs never asks for a bank login, so it holds nothing about your accounts that could leak, and it works with any bank, card or country. The trade is that you add each subscription yourself, which takes about ten seconds each."}},
{"@type":"Question","name":"How do I find all the subscriptions I pay for?","acceptedAnswer":{"@type":"Answer","text":"Check three places. On iPhone, open Settings, tap your name, then Subscriptions. On Android, open the Google Play Store, tap your profile picture, then Payments and subscriptions, then Subscriptions. Then read your last two months of bank and card statements, and search your email for words like receipt, renewal and subscription. Add each one to Subs as you go."}},
{"@type":"Question","name":"Can Subs remind me before a free trial ends?","acceptedAnswer":{"@type":"Answer","text":"Yes, through your calendar. Subs cannot send reminders by itself, because a web page cannot reliably wake your phone without a server sending pushes. Instead it makes a calendar event a few days before each trial ends or each renewal, as an .ics file or a Google Calendar link, and your calendar reminds you."}},
{"@type":"Question","name":"Can Subs cancel subscriptions for me?","acceptedAnswer":{"@type":"Answer","text":"No. Subs links to each service's own website, where you manage or cancel it, and when you mark it cancelled it shows what you save a year. It never acts on your accounts."}},
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{"@type":"Question","name":"Can I use Subs on my phone and my computer?","acceptedAnswer":{"@type":"Answer","text":"Yes. Subs works in any browser and can be added to your home screen. Sign in with your email in Settings and your subscriptions show up on every device you sign in on. It also works offline once opened."}},
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{"@type":"Question","name":"What happened to Truebill?","acceptedAnswer":{"@type":"Answer","text":"Truebill became Rocket Money in August 2022, after Rocket Companies announced the change in July 2022. It is the same product. If you want a free tracker without a bank connection, Subs is one."}},
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<aside id="openapp-community" aria-label="Help improve this OpenApp"><div><span>This is an <a href="https://beta.openapps.xyz/a/subs_free" target="_blank" rel="noopener noreferrer">OpenApp</a>.</span> <a href="https://beta.openapps.xyz/a/subs_free/discussion" target="_blank" rel="noopener noreferrer">Suggest a change</a><span aria-hidden="true"> · </span><a href="https://beta.openapps.xyz/a/subs_free/source" target="_blank" rel="noopener noreferrer">View source & contribute</a></div></aside>
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<img class="art hero-art" src="/art/card-subs.webp" alt="" width="230" height="182">
<p class="eyebrow">Free alternative to Rocket Money Premium</p>
<h1 class="display">Track every subscription for free, without your bank login.</h1>
</div>
<div class="hero-more">
<p class="lede">Subs is a free subscription tracker and a free alternative to Rocket Money Premium. Add what you pay for to see the total each month and year, get reminders in your calendar before renewals and free trials end, and find free apps that can replace the paid ones. No bank connection, no sign-up, no ads.</p>
<ul class="hero-points">
<li>Totals per month, per year and by category</li>
<li>Reminders before renewals and free trials end</li>
<li>Free alternatives to the apps you pay for</li>
</ul>
</div>
<div id="start">
<div class="start card">
<p class="start-title">Add what you pay for</p>
<p class="muted small">Pick one or type any name. No sign-up, no bank login.</p>
<p><a class="btn btn-lg btn-block" href="/add">Add a subscription</a></p>
<noscript><p class="notice">Subs needs JavaScript to keep your list.</p></noscript>
</div>
</div>
</div>
</section>
<section class="section landing-only" id="how">
<div class="wrap">
<h2 class="h2">How it works</h2>
<ol class="steps">
<li><h3>Add what you pay for</h3><p>Type a name, like Netflix or a gym, the price and how often you pay. Popular services fill in their website and category for you.</p></li>
<li><h3>See where the money goes</h3><p>Subs adds it up per month and per year, shows what renews in the next 30 days, and which free trials are about to end.</p></li>
<li><h3>Keep only what you use</h3><p>Get a calendar reminder before each renewal, mark what you barely use, and see free apps that do the same job.</p></li>
</ol>
</div>
</section>
<section class="section-tight landing-only" id="features">
<div class="wrap">
<h2 class="h2">A free subscription tracker with everything you need</h2>
<ul class="features">
<li><h3>What you pay, at a glance</h3><p>Your total per month and per year, split by category, with weekly, monthly, yearly and custom billing all counted the same way.</p></li>
<li><h3>Free trial reminders</h3><p>Mark a subscription as a free trial with its end date. Subs counts what it will cost and reminds you a few days before the first charge.</p></li>
<li><h3>Reminders in your calendar</h3><p>Subs cannot send notifications by itself, so it adds events to your calendar before each renewal, as an .ics file or a Google Calendar link.</p></li>
<li><h3>A list to review</h3><p>Mark what you barely use and Subs keeps it in one list with what it costs you a year, so cancelling is an easy decision.</p></li>
<li><h3>Free alternatives</h3><p>Paying for Duolingo, Calm, YNAB or DocuSign? Subs points to the free OpenApps app for each, and what you could save.</p></li>
<li><h3>Yours, everywhere</h3><p>CSV import and export, email sign-in to see your list on every device, and it works offline once opened.</p></li>
</ul>
</div>
</section>
<section class="section-tight landing-only" id="bank">
<div class="wrap two-up">
<div>
<h2 class="h2">Track subscriptions without a bank login</h2>
<p style="margin-top:14px">Trackers that find subscriptions for you need to read your bank or card transactions. Subs never asks for your bank login. It holds nothing about your accounts that could leak, and it works with any bank, card, gift card or country, and for plans someone else pays for.</p>
<p style="margin-top:12px">The trade is honest: Subs cannot find a subscription you forgot. You add each one yourself, which takes about ten seconds each.</p>
</div>
<div>
<h2 class="h2">How to find every subscription you pay for</h2>
<ol class="prose-list">
<li><strong>iPhone:</strong> open Settings, tap your name, then Subscriptions.</li>
<li><strong>Android:</strong> open the Google Play Store, tap your profile picture, then Payments and subscriptions, then Subscriptions.</li>
<li><strong>Statements:</strong> read your last two months of bank and card statements for charges that repeat.</li>
<li><strong>Email:</strong> search for receipt, renewal, subscription and free trial.</li>
</ol>
<p style="margin-top:14px"><a href="/add">Add them to Subs as you go</a>.</p>
</div>
</div>
</section>
<section class="section-tight landing-only" id="compare">
<div class="wrap">
<h2 class="h2">Subs and Rocket Money</h2>
<p class="lede" style="margin-top:14px">Rocket Money does more: it finds subscriptions in your transactions, tracks spending and shows your credit score. Subs does one job, for free, without your bank.</p>
<div class="table-wrap" style="margin-top:24px">
<table class="table compare">
<thead><tr><th scope="col"></th><th scope="col">Subs</th><th scope="col">Rocket Money free plan</th></tr></thead>
<tbody>
<tr><td>Price</td><td class="yes">Free, no paid plan</td><td>Free. Premium is "pay what you think is fair", typically $7 to $14 a month; Premium+ is $15 a month</td></tr>
<tr><td>Subscription list and upcoming bills</td><td class="yes">Yes</td><td>Yes</td></tr>
<tr><td>Connects to your bank</td><td class="yes">Never</td><td>Yes, it reads your bank and card transactions</td></tr>
<tr><td>Help cancelling</td><td>A link to each service's own page; you cancel</td><td class="no">Paid plans only</td></tr>
<tr><td>On the web and desktop</td><td class="yes">Yes, any browser</td><td class="no">Not on the free plan</td></tr>
<tr><td>Export your data</td><td class="yes">CSV, free</td><td class="no">Not on the free plan</td></tr>
<tr><td>Bill negotiation</td><td>No</td><td>Success fee of 35% to 60% of the first year's savings</td></tr>
</tbody>
</table>
</div>
<p class="hint" style="margin-top:12px">Checked October 2026 on Rocket Money's own pricing page, <a href="https://www.rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost">How much does Rocket Money cost</a>. Plans change, so check before you pay. Truebill became Rocket Money in 2022.</p>
</div>
</section>
<section class="section-tight landing-only" id="alternatives">
<div class="wrap">
<h2 class="h2">Free alternatives to the apps you pay for</h2>
<p class="lede" style="margin-top:14px">When something you add has a free version in the OpenApps store, Subs shows it next to the price. A few of them:</p>
<ul class="more-apps">
<li><a href="https://lingo-free.openapps.xyz/"><strong>Lingo</strong><span>Free language lessons, instead of Duolingo Super or Babbel</span></a></li>
<li><a href="https://still-free.openapps.xyz/"><strong>Still</strong><span>Free meditation and sleep sounds, instead of Calm or Headspace</span></a></li>
<li><a href="https://budget-free.openapps.xyz/"><strong>Budget</strong><span>Free envelope budgeting, instead of YNAB or Monarch Money</span></a></li>
<li><a href="https://cards-free.openapps.xyz/"><strong>Cards</strong><span>Free flashcards, instead of Quizlet Plus</span></a></li>
<li><a href="https://sign-free.openapps.xyz/"><strong>Sign</strong><span>Free e-signatures, instead of DocuSign</span></a></li>
<li><a href="https://forms-free.openapps.xyz/"><strong>Forms</strong><span>Free forms, instead of Typeform</span></a></li>
<li><a href="https://book-free.openapps.xyz/"><strong>Book</strong><span>Free booking page, instead of Calendly</span></a></li>
<li><a href="https://record-free.openapps.xyz/"><strong>Record</strong><span>Free screen recording, instead of Loom</span></a></li>
</ul>
<p style="margin-top:16px"><a href="https://openapps.free/alternatives">Every free alternative, A to Z</a></p>
</div>
</section>
<section class="section landing-only" id="ai">
<div class="wrap api-grid">
<div>
<p class="eyebrow">For AI assistants</p>
<h2 class="h2">Your assistant can fill in a subscription for you.</h2>
<p class="lede" style="margin-top:14px">Subs has no API on purpose: your subscriptions are private and stay with you. An assistant can still send a link that opens Subs with a subscription filled in. You check it and tap Add.</p>
<p style="margin-top:14px">How the links work: <a href="/llms.txt">/llms.txt</a>. This page as markdown: <a href="/index.md">/index.md</a>.</p>
</div>
<pre class="code"><span class="c"># Netflix, $15.49 a month, renewing on November 3</span>
https://subs-free.openapps.xyz/add?name=Netflix&price=15.49&cycle=monthly&next=2026-11-03
<span class="c"># A free trial that ends on November 1</span>
https://subs-free.openapps.xyz/add?name=Duolingo%20Super&price=12.99&cycle=monthly&trial=1&next=2026-11-01
<span class="c"># Every 3 months</span>
https://subs-free.openapps.xyz/add?name=Gym&price=90&cycle=monthly&every=3</pre>
</div>
</section>
<section class="section-tight landing-only" id="faq">
<div class="wrap">
<h2 class="h2">Questions</h2>
<div class="faq" style="margin-top:22px">
<details><summary>Is there a free alternative to Rocket Money?</summary><div>Yes. Subs by OpenApps is a free subscription tracker with no paid plan. It shows what you pay each month and year, what renews in the next 30 days and which free trials end soon, makes calendar reminders, and points you to free apps that can replace paid ones. Unlike Rocket Money it never connects to your bank: you add each subscription yourself.</div></details>
<details><summary>Is Subs really free?</summary><div>Yes. There is no paid plan and no limit on subscriptions. There are no ads, no third-party trackers and nothing is sold; the hosting counts visits. Subs costs almost nothing to run, and OpenApps pays for it.</div></details>
<details><summary>Do I have to connect my bank account?</summary><div>No, and you cannot. Subs never asks for a bank login, so it holds nothing about your accounts that could leak, and it works with any bank, card or country. The trade is that you add each subscription yourself, which takes about ten seconds each.</div></details>
<details><summary>How do I find all the subscriptions I pay for?</summary><div>Check three places. On iPhone, open Settings, tap your name, then Subscriptions. On Android, open the Google Play Store, tap your profile picture, then Payments and subscriptions, then Subscriptions. Then read your last two months of bank and card statements, and search your email for words like receipt, renewal and subscription. Add each one to Subs as you go.</div></details>
<details><summary>Can Subs remind me before a free trial ends?</summary><div>Yes, through your calendar. Subs cannot send reminders by itself, because a web page cannot reliably wake your phone without a server sending pushes. Instead it makes a calendar event a few days before each trial ends or each renewal, as an .ics file or a Google Calendar link, and your calendar reminds you.</div></details>
<details><summary>Can Subs cancel subscriptions for me?</summary><div>No. Subs links to each service's own website, where you manage or cancel it, and when you mark it cancelled it shows what you save a year. It never acts on your accounts.</div></details>
<details><summary>Who can see my subscriptions?</summary><div>Only you. Your list is saved in your browser and in a private account that only you can read, a guest account made for your browser or your email account if you sign in. There is no API that reads it and no sharing.</div></details>
<details><summary>Can I use Subs on my phone and my computer?</summary><div>Yes. Subs works in any browser and can be added to your home screen. Sign in with your email in Settings and your subscriptions show up on every device you sign in on. It also works offline once opened.</div></details>
<details><summary>How does Subs find free alternatives?</summary><div>It checks each subscription's name against the OpenApps store, a catalog of free apps that each replace paid ones: Lingo for Duolingo, Still for Calm and Headspace, Budget for YNAB, Sign for DocuSign and more. When there is a match, Subs shows the free app and what you could save a year.</div></details>
<details><summary>What happened to Truebill?</summary><div>Truebill became Rocket Money in August 2022, after Rocket Companies announced the change in July 2022. It is the same product. If you want a free tracker without a bank connection, Subs is one.</div></details>
<details><summary>Is Subs a good alternative to Bobby?</summary><div>If you want something free that works everywhere, yes. Bobby is an iPhone app that is free to download, with one-time purchases from $0.99 to $2.99 that lift its limits and add features. Subs is free with no limits and works in any browser on iPhone, Android or a computer.</div></details>
<details><summary>Can I import or export my subscriptions?</summary><div>Yes. Settings has Download CSV, which opens in any spreadsheet, and Import, which reads a CSV with columns such as name, price, billing and next renewal.</div></details>
</div>
</div>
</section>
<section class="section-tight landing-only">
<div class="wrap">
<h2 class="h2">More free apps</h2>
<ul class="more-apps">
<li><a href="https://budget-free.openapps.xyz/"><strong>Budget</strong><span>Plan every dollar, instead of YNAB</span></a></li>
<li><a href="https://split-free.openapps.xyz/"><strong>Split</strong><span>Share costs with friends, instead of Splitwise</span></a></li>
<li><a href="https://habits-free.openapps.xyz/"><strong>Habits</strong><span>Keep a streak going, instead of Streaks</span></a></li>
<li><a href="https://openapps.free/apps"><strong>All apps</strong><span>The app store of free alternatives</span></a></li>
</ul>
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<li><a href="https://santa-free.openapps.xyz/">Santa</a><span>instead of Elfster</span></li>
<li><a href="https://names-free.openapps.xyz/">Names</a><span>instead of Kinder</span></li>
<li><a href="https://subs-free.openapps.xyz/" aria-current="page">Subs</a><span>instead of Rocket Money</span></li>
<li><a href="https://lift-free.openapps.xyz/">Lift</a><span>instead of Strong</span></li>
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<p class="oa-network-more"><a href="https://openapps.free/apps">All free apps</a> · <a href="https://openapps.free/alternatives">Free alternatives A to Z</a> · <a href="https://openapps.free/for-ai">Add every app to your AI assistant</a></p>
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<span>Subs by OpenApps is an <a href="https://beta.openapps.xyz/a/subs_free" target="_blank" rel="noopener noreferrer">OpenApp</a>: free, with public <a href="https://beta.openapps.xyz/a/subs_free/source" target="_blank" rel="noopener noreferrer">source</a> and its own agent.</span>
<span><a href="https://openapps.free/">OpenApps free apps</a> · <a href="/llms.txt">llms.txt</a> · <a href="/index.md">index.md</a></span>
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Change history
Point store links to openapps.free
Bind agent address in policy
Use OpenApps service URLs and add contribution strip
Bounded source sync
Bounded source sync
Bounded source sync